We Shop You Save For Long-Term Care Insurance

Provides the most coverage in long term care benefits. Benefits can be tailored to meet a wide range of budgets. Spouses/Partners may include shared benefits.

Hybrid LTCi provides life insurance with accelerated benefits plus LTC insurance once death benefit is depleted Any remaining death benefit is paid to a beneficiary. Guaranteed Limited Pay Premium, Return of Premium available. Lifetime Benefits available

Life insurance with accelerated benefits provides a death benefit that can be spent down for long-term care needs. Any remaining death benefit paid to beneficiaries. Guaranteed premiums, Cash surrender values available. 1035 exchange opportunities.

Two parts: deferred annuity accelerated for care plus LTC insurance once annuity is depleted. Unused annuity value paid as a death benefit. An option for those with existing deferred annuities not needed for income. Guaranteed Premium, Easy Medical Underwriting, May insure two lives.